Insurance providers could charge policyholders a “supplemental fee” if the state’s insurer of last resort runs out of money.

Regulators in California made it difficult for insurers to raise rates despite increasing risks. So the insurers stopped writing policies, which is logical. But they'll get blamed and shamed anyway.

Non-native grasses and eucalyptus trees brought to California centuries ago for agriculture and landscaping have reshaped the state’s fire dynamics.

This is the second in a short series of photo essays about the California wildfires. It focuses on the response to the fire. California Wildfires: The Response Continues originally appeared on WhoWhat